Life Insurance for South Africans

Pick Your Cover:

Choose up to R1,5 million. What suits you, your family, and your future?

Instant Life Cover - No Medicals, No Paperwork

How Does It Work?

Good to know...

Life insurance can be confusing, so we worked hard to make it simple. If you still have questions, complete our quick quiz and a friendly consultant will give you a call.

Who can apply for Benefactor.life?

South Africans between 18 and 60 years old and earn a minimum monthly income of R12,500.

Can I have more than one Benefactor.life policy?

No, you may only hold one Benefactor.life policy at a time.

What is Benefactor.life?

Benefactor.life is a life insurance product that pays a cash lump sum to your nominated beneficiaries when you pass away. It's designed to help cover funeral costs, debts, estate fees, and taxes, protecting your loved ones from financial strain.

Is Benefactor.life a standalone product or linked to other cover?

It is a standalone product, it is not linked to or accelerated by any other insurance.

When does my cover officially start?

Cover for accidental death starts once your application is signed, even before full acceptance, for up to 30 days. Full cover starts once your application is accepted and all requirements are met.

Are there any waiting periods?

There are no waiting periods for full cover once your application is accepted after underwriting.

What does estate duty protection mean for my family?

Estate duty is a tax charged on your estate when you pass away. Our estate duty protection benefit helps cover this tax, so your loved ones can inherit more of what you intended for them.

Can I increase or decrease my cover later?

Yes, you can upgrade or downgrade your cover at any time. To downgrade no medicals will be required. To upgrade you may need to complete new medicals depending on your original application outcome.

When does the cover pay out?

The benefit pays out upon the death of the plan holder, provided all terms and conditions are met.

✅ FASTER, SMARTER, AFFORDABLE LIFE COVER – Used by Over 67,000+ South Africans

Why Choose Benefactor.life?

Discover the peace of mind that comes with Benefactor.life - your protection, your way.

*Results may vary from person to person. A reduction in monthly premiums depends on a number personal circumstances/attributes and the successful completion of a formal quote. We cannot guarantee that you will qualify for a reduction and will look at applications on a case by case basis.

We work with a carefully selected panel of insurance providers and, once you have qualified and accepted our terms, we will introduce you to them to look after the management and administration of your recommended plan. Our service is 100% free to use and you are under no obligation to accept any of the quotes or product offers that you receive. Insurance cover is subject to conditions and acceptance. If you choose to accept a new insurance quote it is your responsibility to read through and accept all terms and conditions. Calls are recorded for training and monitoring purposes.

GoBenefactorLife does not administer insurance products. You may be referred to our trusted providers if we feel that this is appropriate and the best advice in your situation. GoBenefactorLife may be paid a referral fee for introducing you to one of our approved providers.

GoBenefactorLife is a trading name of Worldwide-Leads PTY LTD, registered in South Africa, Registration Number 2019 / 541064 / 07, registered office Ouklipmuur Street, Equestria, Pretoria, Gauteng, 0184, South Africa.

Answer just 5 quick health questions (plus a few basics) and find out instantly if you qualify - up to R1.5 million cover today.

Cover Without Complications

"Getting life cover was easy. I'm not a fan of paperwork, so this was a refreshing experience - quick and to the point."

Peace of Mind for My Family "

I didn't want my family to be burdened with costs or paperwork when I am gone. Benefactor.life made it so easy - no medicals, no stress. I signed up in minutes and finally feel at peace knowing they are protected."

Friendly Support You Can Count On

"I truly appreciate your assistance. It's such a pleasure to receive good service and have someone calling me and extending a friendly, patient and helping hand."