Faster. Smarter. More Affordable. Life Insurance.
Good to know...
Life insurance can be confusing, so we worked hard to make it simple. If you still have questions, complete our quick quiz and a friendly consultant will give you a call.
Who can apply for Benefactor.life?
South Africans between 18 and 59 years old and earn a minimum monthly income of R12,500.
What is Benefactor.life?
Benefactor.life is a life insurance product that pays a cash lump sum to your nominated beneficiaries when you pass away. It's designed to help cover funeral costs, debts, estate fees, and taxes, protecting your loved ones from financial strain.
Is Benefactor.life a standalone product or linked to other cover?
It is a standalone product, it is not linked to or accelerated by any other insurance.
When does my cover officially start?
Cover for accidental death starts once your application is signed, even before full acceptance, for up to 30 days. Full cover starts once your application is accepted and all requirements are met.
Are there any waiting periods?
There are no waiting periods for full cover once your application is accepted after underwriting.
What does estate duty protection mean for my family?
Estate duty is a tax charged on your estate when you pass away. The estate duty protection benefit helps cover this tax, so your loved ones can inherit more of what you intended for them.
Can I increase or decrease my cover later?
Yes, you can upgrade or downgrade your cover at any time. To downgrade no medicals will be required. To upgrade you may need to complete new medicals depending on your original application outcome.
When does the cover pay out?
The benefit pays out upon the death of the plan holder, provided all terms and conditions are met.
Secure Assessment • No Paperwork • No Medical Exams
Why Choose Benefactor.life?
Discover the peace of mind that comes with Benefactor.life - your protection, your way.
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Results may vary from person to person. Premiums, cover amounts and eligibility depend on your individual circumstances, the insurer’s underwriting criteria and the successful completion of the quotation and application process. All applications are assessed on a case-by-case basis and cover is subject to the insurer’s terms and conditions.
GoBenefactorLife is a lead generation and marketing service operated by Worldwide Leads (Pty) Ltd. This website is not Benefactor.life and GoBenefactorLife does not provide, underwrite, administer or give financial advice in relation to insurance products.
By submitting your details through this website, and subject to the consent and terms presented to you, your information may be provided to Benefactor.life and/or its authorised representatives so that they can contact you regarding relevant life insurance products and complete the quotation and application process.
Benefactor.life™ is administered by Capital Legacy Solutions (Pty) Ltd, an Authorised Financial Services Provider. Benefactor.life™ is underwritten by Guardrisk Life Ltd, a licensed life insurer and authorised financial services provider (FSP No. 76).
POPI ACT: Please note that in terms of the POPI Act 2013, we need to make you aware that by contacting us, you are providing us with your contact information, which will be passed on to our selected insurance provider to contact you as per your request. Your data will be used for this purpose only.
GoBenefactorLife is a trading name of Worldwide-Leads PTY LTD, registered in South Africa, Registration Number 2019 / 541064 / 07, registered office Ouklipmuur Street, Equestria, Pretoria, Gauteng, 0184, South Africa.
Choose the life cover that works for you, with cover options up to R2.25 million. See if you could qualify in under 30 seconds. No paperwork. No medical exams.
Cover Without Complications
"Getting life cover was easy. I'm not a fan of paperwork, so this was a refreshing experience - quick and to the point."
Peace of Mind for My Family "
I didn't want my family to be burdened with costs or paperwork when I am gone. Benefactor.life made it so easy - no medicals, no stress. I signed up in minutes and finally feel at peace knowing they are protected."
Friendly Support You Can Count On
"I truly appreciate your assistance. It's such a pleasure to receive good service and have someone calling me and extending a friendly, patient and helping hand."
Thuli M
Johannesburg
Mathilda S
Cape Town
Here's What Benefactor.life Customers are Saying!
1. LIFELONG COVER
Your cover is designed to stay with you for life, provided your premiums are kept up to date and your policy remains active.
2. ESTATE LIQUIDITY
3. DAY-ONE ACCIDENTAL COVER
4. NO WAITING PERIOD (AFTER ACCEPTANCE)
5. FLEXIBLE PLAN CHANGES
Cash payouts to settle funeral costs, debts and estate costs, so your loved one's aren't left with the burden.
Cover from day-one, in case an accident occurs.
Once you're accepted, your full cover kicks in straight away, no delays.
Upgrade or downgrade as your life evolves. It's all about meeting your needs today and tomorrow.
Johan A
Pretoria
Can I have more than one Benefactor.life policy?
No. You may only hold one Benefactor.life policy at a time.
Check if you could qualify
Answer a few quick questions about yourself and the cover you're interested in.
How GoBenefactor Works?
We connect you with Benefactor.life
GoBenefactor.life is a lead generation service. With your consent, we'll connect you with Benefactor.life's authorised representatives if you meet the initial elegibility criteria, so they can assist you with your quotation and application.
Take the next step
Benefactor.life offers a fast application process, with no paperwork and no medical exams if you qualify.
Benefactor.life™ is administered by Capital Legacy Solutions (Pty) Ltd, an Authorised Financial Services Provider, and underwritten by Guardrisk Life Ltd, a licensed life insurer and authorised financial service provider (FSP No.76).
